![]() ![]() #PAID IN FULL FULL#When Is a Debt Paid in Full?Ī debt is paid in full when the total amount owed has been paid off. ![]() Also, avoid opening new accounts unnecessarily, as they damage your score in the short term. If the debt was on a credit card, and you can pay it off without closing the credit card, keep it open to avoid this drop. Your performance on this metric is not likely to change after you have paid a debt in full.Īs you may have noticed, paying off debt and closing an account generally leads to a drop in your score.
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